Risk Warning

OFF3R Limited is an appointed representative of Kession Capital Limited (FRN:582160) which is authorised and regulated by the Financial Conduct Authority in the UK. OFF3R Limited is a company registered in England, with its registered office at 29 Portland Place, London, W1B 1QB (Company No. 9663453).

OFF3R is an online marketplace that lets investors compare investment opportunities and platforms; we are not an originator and we do not provide advice, analysis or recommendations in respect of any investment opportunity listed by our partner platforms.

Your investment is not guaranteed by OFF3R Ltd., and you should not invest more money through the platform than you can afford to lose without altering your standard of living. You should consider carefully whether an investment is suitable in light of your personal circumstances, and if you are unsure whether an investment is suitable for you, please seek independent financial advice.

Bonds

Peer-to-peer investing involves lending money to people or businesses. With P2P lending, the value of your investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. Lending is not covered by the Financial Services Compensation Scheme. Your capital is at risk.

Equity Crowdfunding

Investing in early stage businesses involves risks, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and should be done as part of a diversified portfolio. Tax relief depends on an individual’s circumstances and may change in the future. In addition, the availability of tax relief depends on the company invested in maintaining its qualifying status. Past performance is not a reliable indicator of future performance. Your capital is at risk.

Innovative Finance ISA

Peer-to-peer investing involves lending money to people or businesses. With P2P lending, the value of your investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. Lending is not covered by the Financial Services Compensation Scheme. Tax treatment depends on individual circumstances. Your capital is at risk.

Investment Management

The value of your investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. Your capital is at risk.

Peer to Peer Lending

Peer-to-peer investing involves lending money to people or businesses. With P2P lending, the value of your investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. Lending is not covered by the Financial Services Compensation Scheme. Your capital is at risk.

Property Investments

Investing in property involves risks, including illiquidity (the inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of investment and dilution, and it should only be done as part of a diversified portfolio. Past performance is not a reliable indicator of future performance. Your capital is at risk.

SEIS and EIS Funds

Investing in early stage businesses involves risks, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and should be done as part of a diversified portfolio. Tax relief depends on an individual’s circumstances and may change in the future. In addition, the availability of tax relief depends on the company invested in maintaining its qualifying status. Past performance is not a reliable indicator of future performance. Your capital is at risk.

SIPPs

The value of your pension can go down as well as up and you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. Past performance is not a reliable indicator of future performance and some investments need to be held for the long term. (Note that you can’t withdraw money from a personal pension until you’re 55). Your capital is at risk.

Stocks & Shares ISAs

The value of your ISA investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. ISA tax treatment depends on individual circumstances and tax rules may change in the future. Your capital is at risk.

Forex Trading

Capital at risk. Trading foreign exchange on margin carries an extremely high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade foreign exchange you should carefully consider your investment objectives, level of experience, and risk appetite. You could lose all or part of your investment. You should be aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any doubts.

Risk Warning: Your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest. Please seek independent financial advice if you are unsure whether an investment is suitable for you. For more information, please see our full risk warning.