Secured and Assigned
ArchOver

8.00% to 8.50% Gross
Projected Annualised Return*
£ 1000
Min. investment
12 to 36 Months
Term

ArchOver Platform Overview


Founded2014
Type of investor?Mixed: Individuals; Corporates & Institutions
How is the loan secured?Secured against the Borrower's recurring revenue with an all asset charge & assignment of contracts
Who chooses the investment?The Lender decides which loan(s) they want to invest in 
Is there a provision fund?Yes
Early exit possible?No
FCA regulation?Fully authorised and regulated by the FCA under registration number 723755

ArchOver Secured and Assigned Loans Overview


Lender security is their number one focus and all loans are asset-backed with two tiers of protection. All ArchOver loans are secured against an all asset charge (registered at Companies House) over a Borrower’s business. For additional security and additional legal rights, all Borrower revenues from the sale of goods/services flow through controlled bank accounts owned by ArchOver before passing through to the Borrower’s bank account. Every loan listed on the platform has been pre-screened and approved by their experienced in-house credit team.

Secured & Assigned loans are made against the value of contracted recurring revenues of established and profitable businesses with very loyal clients (known as low churn) looking for a loan to help them expand. Contracted recurring revenue means guaranteed revenue for supply of a service. During the term of the loan the Borrower must maintain their client revenues/low churn. They monitor the churn and management accounts every month.

ArchOver also takes assignment of the contracts as further security in addition to the standard all asset charge and controlled accounts.

In the event a Borrower defaults in late payment, monthly reporting or churn, their all asset charge, assignments and controlled accounts allow them to quickly step in to either collect revenues, sell on the contracts or administer the business until the loan is repaid.

Platform Risk Warning

Your capital is at risk and interest payments are not guaranteed if the borrower defaults. Rates are subject to change. Historic loan default rates are not necessarily indicative of future default rates. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme.