Hargreaves Lansdown Portfolio + Overview
The six ready-made portfolios invest in a broad mix of assets across a range of countries and regions - helping to dilute risk whilst improving the chances of investing in the right places.
Easy to set up
Flexible
Straightforward
Hargreaves Lansdown Portfolio+ Fees
Management Fees:
Total Value of Portfolio | Up to £250,000 | Between £250,000 - £1,000,000 | Between £1,000,000 - £2,000,000 | Over £2,000,000 |
Annual Management Fee | 0.45% | 0.25% | 0.10% | 0% |
Fund Fees:
Portfolio Name | Ongoing Charge |
Adventurous Income | 1.35% |
Balanced Income | 1.33% |
Conservative Income | 1.33% |
Adventurous Growth | 1.46% |
Balanced Growth | 1.44% |
Conservative Growth | 1.37% |
Please note - the ongoing charge will vary over time dependent on the relative performance of the funds held within each portfolio.
How Does it Work?
Simply choose an existing account or open a new account, select whether you're investing for income or growth, and the level of risk you're comfortable with.
All six portfolios consist of a number of HL Multi-Manager funds, which are managed on a daily basis. Multi-Manager funds invest in a selection of HL favourite funds within a sector, benefitting from instant diversification - by holding just a couple of Multi-Manager funds you will immediately be invested in 20, 30 or even 40 underlying funds and, consequently, the assets those funds hold.
Straightforward
The HL six ready-made portfolios cover different goals and levels of risk. These cater for the vast majority of investment needs, from saving for retirement to investing for a child’s future.
No extra cost
No additional charges for the management of your portfolio. You pay an ongoing charge for the underlying multi-manager funds and the HL standard Vantage Service charge of 0.45%.
HL keep the portfolio on track
HL will rebalance each portfolios twice a year to ensure they remain on their original track.
Transparent
See exactly how your investments are performing - online or via the HL app, 24/7.
About Hargreaves Lansdown
Hargreaves Lansdown is the UK’s number 1 ‘investment supermarket’ for private investors. For more than 35 years, HL have helped investors save time, tax and money on their investments. Today they are trusted with more than £70.0 billion by 876,000 clients.
Platform overview | Hargreaves Lansdown is a secure, FTSE 100 company. Based in Bristol where they now employ over 1,000 people. |
How is the investment secured? | The HL policy is to only use institutions with a UK banking licence which are covered by the Financial Services Compensation Scheme (FSCS). The FSCS is backed by government and protects clients’ deposits up to £85,000 in the unlikely event that a bank, building society or credit union defaults |
Who chooses the investment? | HL helps investors choose the risk level that’s right for them. |
Is the platform FCA regulated? | Yes |
What type of investor is this for? | All investors looking for long-term returns. |
Why Hargreaves Lansdown
Putting clients first
Hargreaves Lansdown was founded in Bristol in 1981. Today HL are proud to call themselves the UK’s largest platform for private investors. Although the office has grown, HL core principles are the same as they always were; they still aim to provide the best service, the best value and the best information around. Their clients are still at the heart of everything they do.
95% of clients rated the HL service good, very good or excellent. (Source: HL Survey May 2016, 11,537 responses).
Reliable and secure
HL award-winning platform enables clients to manage all of their investments under one roof. As an established FTSE 100 company, HL are able to continually improve the security and quality of the platform.
They want to make your experience with Hargreaves Lansdown as good as it can be. This is why they're continually developing new features, apps and tools to help you make the most of your money.
First-class support
Whether you’re just starting out or you’ve been investing for years, HL are here to help. Their Bristol-based Helpdesk is full of friendly, knowledgeable people who can offer the support you need. On average, they answer calls in less than 22.6 seconds*.
Value for money
Alongside a high-quality service, HL have always sought to deliver the best prices to clients. They aim to be both transparent and competitive wherever possible. You can view charges at any time.
Due to their size, HL are also able to negotiate market-leading discounts, exclusively for clients. HL Wealth 150+ list of their favourite funds is a good example of how HL look to combine first-class performance potential with lower management charges.
Experts in their field
HL recognise the importance of high quality research. As a Hargreaves Lansdown client, you’ll have access to the latest insight, comment and analysis, directly from experts.