Lending Works
Lending Works

3.50% to 4.40% Gross
Projected Annualised Return*
£ 10
Min. investment
36 to 60 Months

Platform Summary 

Lending Works isn’t like old fashioned financial services companies. They seamlessly connect people that want to invest their money with sensible borrowers who want to get a better rate on their personal loan, so both can get a better deal. Rather than focusing exclusively on profits, LendingWorks focus on being fair, transparent and honest. These values not only make LendingWorks proud of the way they treat customers, but also help to set a new standard in financial services.

Loan TypeUnsecured Loans 
Secured on?Not Secured 
Early Exit Possible?Yes early exit is possible, for a small fee (0.6% whichever is greater) 
Payment Frequency? Interest is paid monthly. 

Product Overview  

Lend money directly to creditworthy borrowers. They benefit from low-cost loans while you earn interest - that's peer-to-peer lending. To help ensure you receive exactly what you're expecting, They've created the Lending Works Shield which combines a reserve fund with our unique default insurance.

*NB: Projected Annualised Return 

*This figure has been provided by the partner platform and not by OFF3R. It has been calculated as a projected annualised gross return. This means that the return figure reported over 12 months does not take in to account any platform fees or charges nor any tax that may need to be paid by the investor. We present an annualised figure regardless of term for comparison purposes only.

Platform Risk Warning

Your capital is at risk if you lend to businesses. Lending is not covered by the Financial Services Compensation Scheme. For more information see our full risk warning.