Rolling Market Account
Growth Street

6.40% Gross
Projected Annualised Return*
£ 10
Min. investment
12 Months

Platform Summary 

Growth Street aims to make investing simple. They take care of all the processes, costs and risk management, meaning any investment you make is hassle-free.

Product Overview

Right now, investors can earn up to 6.4% AER on their investments. Annual equivalent rate (AER) assuming that one keeps money invested for a year, and reinvests the interest. Interest is paid monthly. This rate can change based on investor supply and borrower demand. Lenders are able to bid a lower interest rate to potentially have their money matched faster.

Investing through Growth Street is completely free of fees.

At the heart of Growth Street's marketplace is a peer-to-peer lending platform which allows borrowers and lenders to be matched quickly and easily with automatic diversification of investments and a provision for losses. Growth Street takes care of the underwriting and risk management, so you don't have to be an expert in small-business credit to earn a potentially great return.

When you invest through the marketplace, you have the option of specifying which rate of return you wish to receive. The more competitive the price you offer, the sooner you could be matched with a borrower. Once you are matched, a 30-day loan is created, and when that loan is repaid you can set instructions to automatically reinvest the money, or withdraw any amount you like.

*NB: Projected Annualised Return 

*This figure has been provided by the partner platform and not by OFF3R. It has been calculated as a projected annualised gross return. This means that the return figure reported over 12 months does not take in to account any platform fees or charges nor any tax that may need to be paid by the investor. We present an annualised figure regardless of term for comparison purposes only.

Platform Risk Warning

Your capital is at risk if you lend to businesses. Lending is not covered by the Financial Services Compensation Scheme. For more information see our full risk warning.