Hargreaves Lansdown Junior Stocks and Shares ISA Overview
Junior ISAs are tax-efficient investment and savings accounts for children. A Junior ISA must be opened by a parent or legal guardian but once opened anyone can contribute. It can be used for a number of different purposes such as saving towards a child's university fees or a deposit on their first home.
- Invest up to £4,128 per child per tax year - free from UK income tax and capital gains tax.
- Anybody can contribute - friends and family can add money to the Junior ISA.
- Money in a Junior Stocks & Shares ISA is ring-fenced until the child's 18th birthday, so there's plenty of time to maximise growth if you start early.
- Junior ISAs can be a great way to encourage good saving habits from a young age.
Junior Stocks & Shares ISA Fees
The annual charge to hold funds is applied to each Vantage account separately and is tiered within bands.
|Total Value of Portfolio||Up to £250,000||Between £250,000 - £1,000,000||Between £1,000,000 - £2,000,000||Over £2,000,000|
|Annual Management Fee||0.45%||0.25%||0.10%||0%|
Shares, investment trusts, ETFs, gilts and bonds
The annual charge to hold shares, bonds, Investment Trusts, ETFs or gilts in the Junior Stocks & Shares ISA is 0.45% (capped at £45 per annum).
Benefits of a Hargreaves Lansdown Junior Stocks and Shares ISA
An easy-to-manage account
Access your child's account online or through their award-winning mobile app. You can even link a Junior ISA to your own account and view all your family investments in one place.
Help getting started
Their experts have put together a ready-made portfolio for Junior ISAs as well as a selection of their favourite funds to help you choose your child's investments.
Flexibility to invest how you choose
Save from £25 per month or lump sums from £100 - find out how much your child's investments could be worth with their Junior ISA calculator.