Junior Stocks & Shares ISA
Hargreaves Lansdown

£25Minimum Investment
0.45%Average Annual Fund Fee

Hargreaves Lansdown Junior Stocks and Shares ISA Overview


Junior ISAs are tax-efficient investment and savings accounts for children. A Junior ISA must be opened by a parent or legal guardian but once opened anyone can contribute. It can be used for a number of different purposes such as saving towards a child's university fees or a deposit on their first home.

  • Invest up to £4,128 per child per tax year - free from UK income tax and capital gains tax.
  • Anybody can contribute - friends and family can add money to the Junior ISA.
  • Money in a Junior Stocks & Shares ISA is ring-fenced until the child's 18th birthday, so there's plenty of time to maximise growth if you start early.
  • Junior ISAs can be a great way to encourage good saving habits from a young age.

Junior Stocks & Shares ISA Fees

Funds

The annual charge to hold funds is applied to each Vantage account separately and is tiered within bands.

Total Value of PortfolioUp to £250,000Between £250,000 - £1,000,000Between £1,000,000 - £2,000,000Over £2,000,000
Annual Management Fee0.45%0.25%0.10%0%

Shares, investment trusts, ETFs, gilts and bonds

The annual charge to hold shares, bonds, Investment Trusts, ETFs or gilts in the Junior Stocks & Shares ISA is 0.45% (capped at £45 per annum).

Benefits of a Hargreaves Lansdown Junior Stocks and Shares ISA


  • An easy-to-manage account 
    Access your child's account online or through their award-winning mobile app. You can even link a Junior ISA to your own account and view all your family investments in one place.

  • Help getting started 
    Their experts have put together a ready-made portfolio for Junior ISAs as well as a selection of their favourite funds to help you choose your child's investments. 

  • Flexibility to invest how you choose 
    Save from £25 per month or lump sums from £100 - find out how much your child's investments could be worth with their Junior ISA calculator.

Platform Risk Warning

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. Hargreaves Lansdown aims to provide information to help you make your own informed decisions.