AJ Bell Youinvest Personal Pension Overview
SIPPs are a type of pension suitable for investors who are comfortable making their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. With the AJ Bell Youinvest pension you will get access to an incredibly wide range of investment options including shares, funds, exchange trades funds and investment trusts. But if you want a little help with your investment choices then they offer their Favourite funds list, which can potentially help you find the right fund for your SIPP or alternatively you can leave it to the experts with their AJ Bell Passive funds.
The funds and shares custody charges will be based on the mid-price value of investments in your account on the last working day of each month in the calendar quarter. This will include investments added to your account, but not yet settled at the month end. The charges will normally be collected within 20 business days of the quarter end.
Total value of Portfolio
|Up to £250,000||Between £250,000 - £1,000,000||Between £1,000,000 - £2,000,000||Over £2,000,000|
|Annual Management Fee||0.25%||0.10%||0.05%||0%|
Benefits of an AJ Bell Youinvest Personal Pension
- Invest up to £40,000 a year with tax relief
- Low annual custody charge (min £20 max £100 p.a.)
- Low cost dealing
- Manage account online
- Deal on the go with our mobile app
- Save regularly from £25 per month
- Wide range of investment options
- Award winning service
How does it work?
Self-invested personal pensions (SIPPs) are what you might call the ‘do-it-yourself’ pension scheme, as you have complete control over how your pension pot is invested, and the freedom to make changes as and when you want to make them. Once you reach age 55 you will have access to your whole pension pot and can choose how to use your pension in your retirement.
By choosing an AJ Bell Youinvest SIPP, you are benefiting from our extensive experience in this field – we were the first company to offer an online SIPP – and this has been recognised through the number of prestigious awards we have won.