Innovative Finance ISAs

Compare some of the best Innovative Finance ISA rates available with OFF3R. Learn about the IFISA and how it allows you to lend via P2P platforms and receive interest and capital gains tax-free.
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Goji IFISA
Goji IFISA

Goji IFISA

The Goji IFISA enables investors to hold investments from a number of lending platforms in one place in a tax efficient wrapper. Investors can invest up to the £20,000 annual allowance in the Goji IFISA in 2017/18. Capital At Risk.
5.00% Net
Projected annualised return
12 Months
Term
£ 1000
Min. Investment
£ 1,050
Estimated 1 year value*
The LendingCrowd Growth IFISA
LendingCrowd IFISA

The LendingCrowd Growth IFISA

LendingCrowd matches investors with SMEs seeking small business loans and has now launched their Growth IFISA. The LendingCrowd Growth ISA spreads your investment across a portfolio of loans. Capital At Risk.
6.00% Gross
Projected annualised return
Variable Months
Term
£ 1000
Min. Investment
£ 1,060
Estimated 1 year value*
Downing Crowd IFISA
Downing Crowd IFISA

Downing Crowd IFISA

Downing Crowd is now offering an IFISA for their bond investment opportunities typically offering interest rates of between 4% - 7% p.a. Capital At Risk.
4.00% to 7.00% Gross
Projected annualised return
12 to 24 Months
Term
£ 100
Min. Investment
£ 1,040
Estimated 1 year value*
Money&Co. IFISA
Money&Co IFISA

Money&Co. IFISA

Money&Co.’s IFISA allows lenders to hold their P2P business loans in an ISA wrapper and receive income completely tax-free.   With around 7% per annum net of fees. Your capital is at risk if you invest in an ISA.
8.00% Gross
Projected annualised return
36 Months
Term
£ 1000
Min. Investment
£ 1,080
Estimated 1 year value*
CrowdForAngels IFISA
CrowdForAngels IFISA

CrowdForAngels IFISA

Crowd for Angels is enables investors to select and lend money on secured terms directly to UK companies seeking funds to expand, diversify or develop their businesses, and is now offering an IFISA for their bond investment opportunities. Capital At Risk.
6.40% to 9.00% Gross
Projected annualised return
36 to 60 Months
Term
£ 100
Min. Investment
£ 1,064
Estimated 1 year value*
Relendex IFISA
Relendex IFISA

Relendex IFISA

Relendex are now offering an IFISA via their peer-to- peer online platform that brings together multiple lenders for loans secured on commercial and residential property.
7.00% to 10.00% Net
Projected annualised return
12 Months
Term
£ 500
Min. Investment
£ 1,070
Estimated 1 year value*
Crowd2Fund IFISA
Crowd2Fund IFISA

Crowd2Fund IFISA

Crowd2Fund is a directly regulated FCA peer-to-peer lending platform and have rolled out the IFISA. Their IFISA opportunity allows investors to invest in Loan & Revenue and Loan & Bond IFISA products. Capital At Risk.
8.70% Gross
Projected annualised return
24 to 48 Months
Term
£ 10
Min. Investment
£ 1,087
Estimated 1 year value*
Landbay Property-Backed ISA
Landbay Property-Backed ISA

Landbay Property-Backed ISA

Landbay is a peer-to-peer investment platform that has been granted full FCA authorisation to provide the IFISA. Capital At Risk.
3.75% Net
Projected annualised return
24 to 60 Months
Term
£ 5000
Min. Investment
£ 1,038
Estimated 1 year value*
Risk Warning: Your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest. Please seek independent financial advice if you are unsure whether an investment is suitable for you. For more information, please see our full risk warning.