Innovative Finance ISA

Compare Innovative Finance ISA products and some of the best rates available. The IFISA is a tax wrapper allowing you to lend money using P2P lenders and receive interest and capital gains tax-free.

Please visit Learn with OFF3R for more information on whether this type of investment is right for you.

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Crowd2Fund IFISA
Crowd2Fund IFISA

Crowd2Fund IFISA

Crowd2Fund is a directly regulated FCA peer-to-peer lending platform and have rolled out the IFISA. Their IFISA opportunity allows investors to invest in Loan & Revenue and Loan & Bond IFISA products. Capital At Risk.
8.70% Gross
Projected annualised return
24 to 48 Months
Term
£ 10
Min. Investment
£ 1,087
Estimated 1 year value*
The LendingCrowd Growth IFISA
LendingCrowd IFISA

The LendingCrowd Growth IFISA

LendingCrowd matches investors with SMEs seeking small business loans and has now launched their Growth IFISA. The LendingCrowd Growth ISA spreads your investment across a portfolio of loans. Capital At Risk.
6.00% Gross
Projected annualised return
Variable Months
Term
£ 1000
Min. Investment
£ 1,060
Estimated 1 year value*
Relendex IFISA
Relendex IFISA

Relendex IFISA

Relendex are now offering an IFISA via their peer-to- peer online platform that brings together multiple lenders for loans secured on commercial and residential property.
7.00% to 10.00% Net
Projected annualised return
12 Months
Term
£ 500
Min. Investment
£ 1,070
Estimated 1 year value*
CrowdForAngels IFISA
CrowdForAngels IFISA

CrowdForAngels IFISA

Crowd for Angels is enables investors to select and lend money on secured terms directly to UK companies seeking funds to expand, diversify or develop their businesses, and is now offering an IFISA for their bond investment opportunities. Capital At Risk.
6.40% to 9.00% Gross
Projected annualised return
36 to 60 Months
Term
£ 100
Min. Investment
£ 1,064
Estimated 1 year value*
Downing Crowd IFISA
Downing Crowd IFISA

Downing Crowd IFISA

Downing Crowd is now offering an IFISA for their bond investment opportunities typically offering interest rates of between 4% - 7% p.a. Capital At Risk.
4.00% to 7.00% Gross
Projected annualised return
12 to 24 Months
Term
£ 100
Min. Investment
£ 1,040
Estimated 1 year value*
Money&Co. IFISA
Money&Co IFISA

Money&Co. IFISA

Money&Co.’s IFISA allows lenders to hold their P2P business loans in an ISA wrapper and receive income completely tax-free.   With around 7% per annum net of fees. Your capital is at risk if you invest in an ISA.
8.00% Gross
Projected annualised return
36 Months
Term
£ 1000
Min. Investment
£ 1,080
Estimated 1 year value*
Landbay Property-Backed ISA
Landbay Property-Backed ISA

Landbay Property-Backed ISA

Landbay is a peer-to-peer investment platform that has been granted full FCA authorisation to provide the IFISA. Capital At Risk.
3.75% Net
Projected annualised return
24 to 60 Months
Term
£ 5000
Min. Investment
£ 1,038
Estimated 1 year value*
Risk Warning : Investing in or lending to early stage businesses involves a high level of risk, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and it should be done only as part of a diversified portfolio. Tax treatment depends on the individual circumstances of each investor and may be subject to change in the future. Your capital is at risk.
*Projected Annualised Return figures have been provided by the partner platform and not by OFF3R. The Net figures provided take in to account fees and expected losses whilst the Gross figures do not take in to account platform fees or expected losses. We present an annualised figure regardless of term for comparison purposes only.Estimated 1 year values are included for illustrative purposes only. This figure includes the initial investment in addition to any projected annualised returns that the investment may deliver. Your own investment result may differ from this figure based on a number of other factors.The calculation is based on the expected investment field within the sort and filter section of the page. The calculation will assume an initial investment amount of £1,000 if no expected investment is provided by the user. For investments with a term below 12 months we have shown an estimated annual return for comparison purposes only.