Innovative Finance ISA

Compare Innovative Finance ISA products and rates. The IFISA is a tax wrapper allowing you to lend money using peer to peer lending platforms and receive interest and capital gains tax-free.

Please visit Learn with OFF3R for more information on whether this type of investment is right for you.

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Downing Crowd IFISA
Downing Crowd IFISA

Downing Crowd IFISA

Downing Crowd is now offering an IFISA for their bond investment opportunities typically offering interest rates of between 4% - 7% p.a. Capital At Risk.
4.00% to 7.00% Gross
Projected annualised return
12 to 24 Months
Term
£ 100
Min. Investment
£ 1,040
Estimated 1 year value*
Money&Co IFISA
Money&Co IFISA

Money&Co IFISA

Receive a tax-free income of around 7% per annum net of fees by lending to companies in an ISA wrapper. Your capital is at risk if you invest in an ISA.
8% Gross
Projected annualised return
36 Months
Term
£ 1000
Min. Investment
£ 1,080
Estimated 1 year value*
Landbay Property-Backed ISA
Landbay Property-Backed ISA

Landbay Property-Backed ISA

Landbay is a peer-to-peer investment platform that has been granted full FCA authorisation to provide the IFISA. Capital At Risk.
3.75%
Projected annualised return
24 to 60 Months
Term
£ 5000
Min. Investment
£ 1,038
Estimated 1 year value*
LendingCrowd IFISA
Lending Crowd IFISA

LendingCrowd IFISA

LendingCrowd matches investors with SMEs seeking small business loans and has now launched their IFISA. Capital At Risk.
6.00%
Projected annualised return
Variable Months
Term
£ 1000
Min. Investment
£ 1,060
Estimated 1 year value*
CrowdForAngels IFISA
CrowdForAngels IFISA

CrowdForAngels IFISA

An opportunity for investors to select and lend money on secured terms directly to UK companies. Capital At Risk.
6.40% to 9.00% Gross
Projected annualised return
36 to 60 Months
Term
£ 100
Min. Investment
£ 1,064
Estimated 1 year value*
Risk Warning : Investing in or lending to early stage businesses involves a high level of risk, including illiquidity (inability to sell assets quickly or without substantial loss in value), lack of dividends, loss of capital and dilution risks and it should be done only as part of a diversified portfolio. Tax treatment depends on the individual circumstances of each investor and may be subject to change in the future. Your capital is at risk.
*Projected Annualised Return figures have been provided by the partner platform and not by OFF3R. The Net figures provided take in to account fees and expected losses whilst the Gross figures do not take in to account platform fees or expected losses. We present an annualised figure regardless of term for comparison purposes only.Estimated 1 year values are included for illustrative purposes only. This figure includes the initial investment in addition to any projected annualised returns that the investment may deliver. Your own investment result may differ from this figure based on a number of other factors.The calculation is based on the expected investment field within the sort and filter section of the page. The calculation will assume an initial investment amount of £1,000 if no expected investment is provided by the user. For investments with a term below 12 months we have shown an estimated annual return for comparison purposes only.